Many operations are covered by the health insurance, so that the patient rarely has to worry about a loan for an operation. But not every operation is covered by the health insurance, for example cosmetic surgery.
These are only covered by the statutory health insurance if it is important for medical reasons. If you want to have your eyes operated on or have your breast enlarged, you can take out a loan for an operation. This loan is also useful for medical interventions such as at the dentist if the money cannot be paid out of one’s own pocket.
Take out a loan from the house bank
If a loan is to be taken out for an operation, the seeker can contact his house bank. These also grant small loans up to a total of 5,000 dollars. A normal installment loan can also be taken out if the customer is solvent. Before applying for the loan, a quote should be requested from the doctor or the clinic. This way you can see how much the sum has to be applied for. In addition, the Credit Bureau is checked for a small loan and the proof of salary. If all documents are complete and the creditworthiness is given, an application can be made.
Take out credit in the clinic
It is quite possible to take out a loan in the clinic or at the doctor. Many now work with banks that lend an OP loan. The procedure is the same at the house bank. The only difference is that the borrower does not receive the loan amount, but receives the money directly from the doctor or the clinic. These offers are not always cheap and not every doctor does this. Therefore, it should be clarified in advance whether this possibility also exists.
Credit comparison on loan for surgery
A credit comparison should always be made. The interest rates are very different and the decisive factor is the effective annual interest rate. Only he says how high the costs of the loan can really be. Anyone who knows how expensive the operation is can do the loan comparison from the comfort of their own home. There are many platforms on the Internet where a comparison is possible. Different banks that offer the right loan are also presented here.