In recent years, Zagreb has experienced a real economic boom in every sense of the word. Although a large number of people are moving abroad, they are coming to the Croatian capital with equal intensity. According to official statistics, about 750,000 people live in Zagreb, but it is estimated that nearly one million people live.
More than a quarter of Croatia’s total population lives in the Croatian capital, which means that more people are looking for loans in Zagreb. Loans in Zagreb are certainly the most sought after, especially for the younger population who are looking for a better way of life and are in urgent need of a cash loan. In order to afford all that they want, some simply have to reach for a loan.
Loans in Zagreb most sought after by young people
For this reason, loans in Zagreb are broader than they may be in smaller communities. The offer is diverse and in line with the diverse mix of people living in the capital. Most of them are middle-aged workforce who, on average, finance travel, skiing, summer vacations, shopping and fashion cloths and take out mortgage loans.
Non-purpose cash loans in Zagreb are most sought after, which are paid into the account of the loan seeker, and he can use it for any purpose he wants. Depending on their needs, the loan beneficiary can use the money to repair a car, go on a trip, undergo a medical examination that does not cover health insurance, or to overcome problems with minuses or liquidity. The loan is repaid in monthly annuities, and the interest rate varies depending on the length of the repayment plan.
Cash loans are among the more popular loans in Zagreb
Popular loans in Zagreb are also cash microcredits per card. It is a kuna loan that is paid into a free of charge account and is intended exclusively for credit card users. The loan is paid into a checking account and repaid in monthly annuities, along with other credit card expenses. This can finance trips that have become sought after among 30-year-olds who already have several years of business experience and spend money on adventures instead of housing.
Real estate sales have accelerated the search for loans in Zagreb
As the real estate market has moved from the deadlock in recent years, the sale of apartments in Zagreb has increased. More and more young people are looking for loans in Zagreb, especially for mortgages. Mortgage cash loans in Zagreb are secured by real estate mortgages.
The bank or lender, in the event of a loan default, may collect its claim by selling the property. The loan repayment period is usually from 1 to 15 years. Mortgage loans are most commonly approved at 50 to 70 percent of the appraised value of real estate. On average, interest rates are lower than those of cash and Lombard loans.
Young people seek loans in Zagreb without employers’ certification
Among the more demanding loans in Zagreb are loans that do not require employers’ certification. And with that, the younger generation has the most problems.
Many are embarrassed and do not want to ask the employer for a loan. Others have problems with their employer because they are not very sympathetic to discovering a company’s financial standing. Loans in Zagreb without employer certification are avoided precisely because of this tricky situation.
Online loans in Zagreb make life easier
A special category includes all types of lending that can be applied online. Younger generations are looking for loans in Zagreb that can be claimed from the armchair. They do not want to spend their time waiting in lines and looking for certificates and loads of paper. They want the loans they can get in a day with basic documentation.